Insurance brokerage accounting

Insurance & Brokerage Accounting

Accounts that hold
their shape.

Bookkeeping, commission reconciliation and compliance reporting handled with the discipline that client-money rules require — so your figures stay clean and your reviews stay calm.

What we do

Built around the way brokerage finances actually work

Insurance broking carries obligations that general bookkeeping rarely accounts for properly. Client money sits in a distinct category — it isn't yours to commingle, and the records need to reflect that at every point. We focus on exactly this area, so the separation is maintained, the reconciliations are done regularly and the figures that matter to compliance reviews are always in order.

Client money properly separated

Every entry drawn with a clear line between what belongs to clients and what belongs to the agency. No ambiguity in the ledger.

Reconciliations done on schedule

Premium and commission reconciliations completed at the intervals the rules call for, with the supporting records kept accessible.

Compliance reporting presented clearly

Year-end accounts and financial elements of compliance filings prepared in a way that reviewers can follow without difficulty.

Why it matters

Brokerage accounting is a distinct discipline

General bookkeepers handle the day-to-day of most businesses well. But insurance broking involves obligations that sit outside the usual scope — fiduciary handling of client funds, recognition of commission income at the right point, and the documentation that regulators expect to see when they look closely.

Bringing this work to a team that understands those obligations means fewer adjustments at year-end, cleaner records throughout the year and less time spent explaining figures that should already make sense.

Accuracy

Figures that can be relied on month to month, without needing to recheck them before a meeting.

Separation

Client money and agency funds clearly distinguished at every stage, not just at reconciliation time.

Visibility

A clear view of what you hold, what you've earned and what's moving through — without having to piece it together yourself.

Readiness

Records kept in a state where a regulatory review or year-end preparation doesn't become an emergency.

The process

How we begin working together

Starting is straightforward. We take time to understand your current setup before making any changes.

01

Initial conversation

We talk through your brokerage structure, the insurers you work with and how your accounts are currently managed.

02

Review of existing records

We look at what you have in place — systems, records, reconciliation history — and identify what needs attention first.

03

Structured handover

We take over the relevant bookkeeping work in an orderly way, with nothing falling through the gap between old and new arrangements.

04

Ongoing, regular work

Monthly bookkeeping, scheduled reconciliations and clear reporting at the cadence your operation needs.

Our focus

Numbers that speak to the work

3

Distinct service areas covering the full accounting cycle for brokerages — from monthly books to year-end compliance

100%

of our focus is on insurance and brokerage clients — this is not a general practice with a brokerage sideline

Global

Serving brokers and agencies across jurisdictions where insurance distribution rules place particular weight on client-money handling

Services

What we handle for your brokerage

Three areas of work, each handled with the precision that brokerage finances call for.

Brokerage Bookkeeping & Client Money

Service 01

Brokerage Bookkeeping & Client Money

Careful bookkeeping that keeps client money properly separated from agency funds, with the regular reconciliations the rules require.

USD 460 / month Learn more →
Commission & Premium Reconciliation

Service 02

Commission & Premium Reconciliation

Clear reconciliation of premiums and commission across insurers, presented plainly so your figures hold together at every interval.

USD 380 / month Learn more →
Year-End Accounts & Compliance Reporting

Service 03

Year-End Accounts & Compliance Reporting

Preparation of year-end accounts and the financial elements of compliance reporting, explained clearly and documented thoroughly.

USD 1,120 Learn more →

Get in touch

Ready to put your brokerage accounts in order?

We're happy to discuss how your accounts are currently arranged and where we might be of use. There's no obligation in the first conversation — just a straightforward exchange about what you need.

Send us a message

Fill in your details and we'll be in touch shortly.

Company information

Business name

Premira

Website

premira.org

Service region

Worldwide

Cookie preferences

Choose which cookies you're happy with. Essential cookies are always active as the site requires them to function.

Essential

Required for the site to work correctly. Cannot be disabled.

Always on

Analytics

Helps us understand how the site is used so we can improve it.

Advertising

Used to serve relevant advertising where applicable.

Personalisation

Allows the site to remember your preferences.